Terms & Conditions

Welcome to NY Capital Insurance TERMS OF USE


These Terms of Use (or “Terms”) govern your use of this website (“Site”), and the accounts, services, websites, mobile applications, and products found at or related to the Site (“Services”). We may also operate additional websites that are governed by their own terms of use. These Terms apply only to your use of this Site. Please read them carefully –by accessing or using any part of this Site or Services, you agree to be bound by them. If you do not accept all of these Terms, you may not access or use the Site or Services.


Respecting your privacy and protecting your personal information is important to us. The types of information we collect and how we use them are set forth in our Privacy Policy, which is available through a link on the Site and incorporated into these Terms by reference. By using the Site or Services, you consent to the collection and use of personal information in accordance with the Privacy Policy.


Subject to your complying with these Terms, you are granted a limited, revocable, nontransferable license to access and use the Site and Services to which you have properly gained access, and solely for your information and personal, non‐commercial use. Any use of the Site or Services other than as specifically authorized by these Terms is strictly prohibited and will automatically and immediately terminate the rights and licenses granted herein. Such unauthorized use may also violate applicable laws.
Unless explicitly stated herein, nothing in these Terms shall be construed as conferring any license to intellectual property (“IP”) rights, whether by estoppel, implication or otherwise. Except for content you provide, all content on the Site and available through the Services is owned by or licensed to us, with all rights reserved, and is subject to and protected by copyright and other IP rights and laws.


While we strive to keep this Site current, we cannot guarantee the accuracy of information provided through the Site or Services, including, without limitation, the availability or price of any vehicles or auto services or the terms or your eligibility for any promotions or offers, including any financing or leasing terms or offers, and are not responsible for any errors or omissions with respect to the information made available on the Site or through the Services.
The Site and Services, and all content contained therein are provided “AS IS”, without warranties of any kind, express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, or non‐infringement do not warrant that the Site or Services will be uninterrupted or error-free, that any specific information requested will be provided or that the Site or Services will be free of computer viruses or other harmful elements. You expressly agree that the entire risk as to the quality and performance of this Site, and the accuracy, timeliness or completeness of the content and Services, is assumed solely by you. Some states do not allow limitations on implied warranties, so the above limitations, in full or in part, may not apply to you.
Your use of or access to the Site or Services may be denied at any time, without or without notice, and for any or no reason. Any of the Services may be modified or discontinued at any time, without or without notice, and for any or no reason. You agree that we will not be liable to you or any third party for any denial of access to, or modification or discontinuation of, any Services.
The Site is controlled and operated from within the United States. We make no representation that the Site or Services, including the information we collect, comply with the laws of any foreign jurisdictions. If you choose to access the Site or use the Services from outside the United States, you do so at your own risk and are responsible for compliance with any applicable foreign laws.


If you have any questions or concerns regarding your privacy when using this Site or Services, please contact us at [email protected]. We will make every effort to respond promptly and address your concerns.